At Expert Financing we have a team of experienced loan originators with diverse knowledge in the mortgage industry.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

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Principal Broker

Originaly from South Brazil, Shirley Rico has a bachelor's degree in business administration and has been in the mortage business full time since 2001. She has closed millions of dollars in loan originations and has a broad experience in loan transactions, having delt with all sorts of transactions from small single family to big multi-family properties and anything in between. Fluent in three languages, English, Portuguese and Spanish, she is an Expert at what she does, a perfectionist that will make sure her clients are getting the best possible loan.  Helping buyers to realize their dream of home ownership is one of her biggest accomplishments.       



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Suzanne Bell-Antuna -  1266357
Suzanne Bell-Antuna grew up in England, she has over 18 years experience in the mortgage industry.

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Joe Martinez is a navite born and raised Miamian with Cuban roots. He has a bachelor's degree in Hospitality Management from FIU. Joe has been licenses since 1992 with over twenty five years of experience in the mortgage industry, he is well versed in various loan products, such as FHA, VA, Conventional, Jumbo, Foreign National & Reverse Mortgage loans, working with a full range of borrowers and specializing in First Time Home Buyers, straight Conventional and FHA Loans.


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Fabricia Revilla has a Bachelor of Science (B.S.) in Veterinary Medicine from Universidade Estadual do Norte Fluminense, Brazil. She has been in the US since 2002 and has worked as a paralegal for an imigration law firm for 5 years, she has been in the mortgage business for 5 years. She is fluent in English, Spanish and Portuguese.


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Flavia Tallo has been in the real estate market for 15 years, experienced in dealing with high net worth clients, she is knowledgeable in commercial real state transactions as well as in residential. She has a bachelor degree in Fashion Merchandise from Miami International School of Art and Design and is  fluent in English, Portguese and Spanish. She has been in the mortgage business for 3 years.

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Elizabeth  is a navite born and raised Miamian with Cuban roots. She has many years of experience in the retail banking business and brings determination and hard work to the origination side, she will explore all options to get her clients the best possible outcome. Fluent in English and Spanish.

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Joao’s, experience, market knowledge, computer expertise, research and energy, results in solutions for those seeking a dream home. He approaches all challenges with the right mix of passion, creativity, integrity and intensity. His warmth, positive attitude, patience, and special attention to the needs of his clients, result in more than a mere client relationships; Joao becomes a friend. He speaks English, Portuguese and Spanish.


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Vilma Natale - NMLS 346885
Vilma is a  trilingual real estate professional dealing with a diverse international clientelle, with prior retal banking experience. She is fluent in English, Spanish and Italian.


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Ana Sierra - NMLS 1769240
 Born in Venezuela and moved to the US in 1990 with her parents and brother, after graduating high school she began her career in the real estate financing/mortgage world. She immediately fell in love with this career and all the opportunities it entailed. Later on, she got my Bachelor's Degree at Nova Southeastern University in Business Administration. Fluent in English and Spanish.