MORTGAGE BASICS

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

How Can a Foreclosure be Avoided?

First of all, if you are struggling to make your payments, call or write to your lender's Loss Mitigation Department right away. Explain your situation and be prepared to provide them with financial information like your monthly income and expenses. Just follow these 3 simple rules:

  1. Contact your lender as soon as you know your payment will be late.
  2. Never ignore the lender's letters or phone calls.
  3. Don't assume that your situation is hopeless.