A foreign national loan is a loan to an individual who’s income is derived from another country other than the United States. The loan can be used to purchase a home in the United States as a vacation home or as an investment property. The process is simple and without much bureaucracy. Expert Financing will help you understand and acquire such loans.

The US is known for having one of the most stable governments in the world therefore attracting buyers from all over the world and now is a great time for a foreigner to buy a property in the US due to the low interest rates and low property values.

Program Highlights

  • Loan amount from $150K to $10 million
  • Low interest rate fully amortizing
  • Flexible amortization schedule

Property Types

  • Single Family Homes
  • Townhomes
  • Condominiums
  • Commercial Properties

Loan Types

  • Owner Occupied
  • Cash-out Refinance
  • Second Home
  • Investment Properties

Required Documentation
The documentation required for a foreign national loan is fairly simple, the lender will be looking for borrower’s employment history, liquidity, credit management skills and ability to repay the loan, in resume the following will be need among others:

  • Valid Passport and Visa to enter the US
  • A Copy of your last 3 bank Statement in order to show enough assets for the transactions including down payment, closing costs and reserves. Money must be seasoned for at least 60 days.
  • Three credit reference letters
  • A letter from your accountant or employer stating your income from the last 2 years and year to date.
  • Copy of the purchase contract.

For more information please contact us.